š§āš¼What happens if an injury or illness keeps you from working for a few weeksāor a few months? Short-term disability insurance replaces part of your income so you can keep life moving while you recover.

ā What We Offer
- Weekly or monthly income replacement (typically 40ā70% of your paycheck)
- Coverage for on or off-the-job injuries, surgeries, illness, pregnancy recovery, and more
- Custom benefit periods (3, 6, or 12 months)
- Works with existing sick leave or employer plans
š§ How We Help You Choose
We help you:
- Calculate how much coverage you really need
- Choose an elimination period that balances premium and payout
- Coordinate with other income sources (like PTO or savings)
- Find policies that are affordable and hassle-free
š Why It Matters
Short-term disability insurance can:
- Help you pay rent, groceries, and bills when you canāt work
- Offer peace of mind during lifeās curveballsālike a fall, surgery, or pregnancy
- Prevent short-term challenges from becoming long-term debt
š Letās Talk
Your income is your most valuable asset. Letās protect it.
š Schedule a Free Medicare ReviewĀ or call 904-295-8498.