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Short-Term Disability Insurance, Made Simple

šŸ§‘ā€šŸ’¼What happens if an injury or illness keeps you from working for a few weeks—or a few months? Short-term disability insurance replaces part of your income so you can keep life moving while you recover.

āœ… What We Offer

  • Weekly or monthly income replacement (typically 40–70% of your paycheck)
  • Coverage for on or off-the-job injuries, surgeries, illness, pregnancy recovery, and more
  • Custom benefit periods (3, 6, or 12 months)
  • Works with existing sick leave or employer plans

🧭 How We Help You Choose

We help you:

  • Calculate how much coverage you really need
  • Choose an elimination period that balances premium and payout
  • Coordinate with other income sources (like PTO or savings)
  • Find policies that are affordable and hassle-free

šŸ“ˆ Why It Matters

Short-term disability insurance can:

  • Help you pay rent, groceries, and bills when you can’t work
  • Offer peace of mind during life’s curveballs—like a fall, surgery, or pregnancy
  • Prevent short-term challenges from becoming long-term debt

šŸ“ž Let’s Talk

Your income is your most valuable asset. Let’s protect it.
šŸ‘‰ Schedule a Free Medicare ReviewĀ or call 904-295-8498.