📊Want life insurance that protects your family and helps build wealth? Indexed Universal Life (IUL) gives you lifelong coverage with the potential for tax-deferred growth—without the risk of market losses.
✅ What We Offer
- Permanent life insurance coverage that won’t expire
- Cash value growth tied to a market index (like the S&P 500)
- A zero-loss floor—your account won’t decline when the market does
- Flexible premium payments and adjustable death benefit
- Tax-advantaged access to funds later in life
🔍 How IUL Works
With an IUL policy:
- A portion of your premium covers your life insurance
- The rest builds cash value that grows based on index performance
- Your gains are protected with a guaranteed floor (usually 0%)
- You can borrow against your cash value tax-free, using it for retirement, emergencies, or big purchases
It’s like combining protection, growth, and flexibility in one plan.
🧭 How We Help You Choose
We help you:
- Determine if IUL fits your long-term financial goals
- Understand how index crediting works (without overwhelming you)
- Compare top IUL products from highly rated carriers
- Design a plan that balances protection and tax-free income potential
📈 Why It Matters
IUL can:
- Provide tax-free retirement income
- Act as a legacy planning tool
- Replace a 401(k) or supplement it with more control and no downside risk
- Protect your family and your financial future
📞 Let’s Talk
Let’s create a custom IUL strategy that builds protection and wealth—on your terms.
👉 Schedule a Free Review or call 904-295-8498.