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About Us

We simplify life, health, and retirement planning—because you deserve peace of mind.

🤝 At Insureous, we believe that financial protection isn’t just for the wealthy or the well-connected. It’s for everyone. Whether you’re a young family just starting out, a small business owner, or someone nearing retirement, we’re here to help you make informed, confident decisions about your health and wealth.

We don’t do high-pressure sales.
We don’t push products.
We take the time to listen—then we guide you toward solutions that actually make sense for your life.

💡 What Makes Us Different

At Insureous, we bring empathy, education, and experience to every conversation. Our team has over 70 years of combined expertise in financial planning, corporate communications, healthcare, and insurance strategy.

We’re licensed in over 20 states, and we work with the most reputable carriers to ensure our clients always have access to the best possible solutions. But more than that—we bring a human touch to every interaction.

Whether you need help choosing a Medicare plan, exploring life insurance, building tax-free retirement income, or protecting your small business, we’re here to make it easier.

👩‍💼 Meet Shelia Gerstner

“As a social worker licensed in life, health, and annuities, I bring a unique perspective to helping individuals, families, and businesses find the right financial solutions.

My passion for helping others is what led me to co-found Insureous Health Solutions. After years of serving the public, I saw firsthand how unpreparedness—whether financial, medical, or emotional—can deeply affect people’s lives.

That’s why I make it my mission to educate every client, understand their full story, and provide simple, transparent options that truly fit their goals. Whether you’re exploring infinite banking, rolling over an IRA, or just need help navigating Medicare—I’ve got you covered. And yes, I answer my phone.”

👨‍💼 Meet John Gerstner

“I bring decades of experience to the table—as a Fortune 500 manager, business owner, author, and insurance professional. I’m licensed in life, health, and annuities, and I’ve helped countless individuals and business owners make smarter, more empowered financial decisions.

I’m also a husband, a father of six, grandfather of twelve, and great-grandfather of four. That perspective grounds everything I do—I know firsthand how important it is to protect your loved ones and plan wisely for the future.

My vision aligns with the carriers I work with: No Family Left Behind. Everyone deserves access to the tools that can protect and grow what they’ve built. Whether it’s infinite banking, retirement planning, or finding the best Medicare option—I’m here to help.”

📞 Ready to start the conversation?

Whether you’re looking for clarity, protection, or a long-term financial partner, we’re here to help.
👉 Schedule a Free Review with Shelia | Schedule a Free Review with John