Every business has someone it can’t afford to lose—not just emotionally, but financially. Key Person Insurance protects your company if a vital team member suddenly passes away or becomes disabled. It’s a smart way to plan for the unexpected and protect your company’s future.
👤Protect the people you can’t replace.
✅ What We Offer
- Life Insurance on a Key Employee or Owner
Pays the business a lump sum in the event of death - Disability Key Person Coverage
Helps offset lost revenue or costs if a key person becomes disabled - Flexible Coverage Options
Choose the right amount and type of protection for your business structure and risk exposure - Support for Buy-Sell Agreements or Business Loans
Many lenders require this coverage to secure financing
🔍 Who Needs Key Person Insurance?
- Owners, founders, or CEOs
- Top salespeople or rainmakers
- Employees with unique skills or client relationships
- Anyone whose sudden absence would create financial disruption
If their loss would hurt your bottom line—protect their value.
🧭 How We Help You Choose
We’ll help you:
- Identify key individuals whose loss would impact your operations
- Determine the appropriate coverage amount based on revenue, profit, or replacement costs
- Compare policy options from top carriers
- Structure the policy so your business owns it, pays premiums, and receives the benefit
We make it simple and strategic.
📈 Why It Matters
Key Person Insurance helps you:
- Stabilize your business during a critical loss
- Reassure investors, clients, and lenders
- Buy time to recruit or train a replacement
- Protect your company’s value and continuity
📞 Let’s Talk
If you rely on someone you can’t afford to lose—it’s time to put protection in place.
👉 Schedule a Free Review or call 904-295-8498.