If your business partner were to pass away tomorrow—what would happen to their share of the business? Would you have the money to buy them out? Would their heirs step in to run things?
A buy-sell agreement funded by life insurance ensures that business ownership passes smoothly, without legal disputes, cash flow issues, or unwanted partners.
🔁 Plan your exit. Protect your partners.
✅ What We Offer
- Cross-Purchase or Entity Purchase Structures
- We help you choose the right agreement type based on your business setup.
- Life Insurance Funding
- Policies that pay a death benefit to surviving owners, allowing them to buy out the deceased partner’s share.
- Disability Buy-Out Options
- Cover partners who become permanently disabled and can no longer participate.
- Attorney Coordination
- We can work with your legal and tax advisors—or recommend trusted partners—to make the agreement rock-solid.
🔍 Why It Matters
A buy-sell agreement solves problems before they happen:
- Prevents ownership disputes with family members or outside buyers
- Ensures the business can afford to buy out a partner
- Provides cash when it’s needed most—not just a legal promise
- Protects remaining owners, heirs, and the legacy of the business
🧭 How We Help You Set It Up
We guide you through:
- Structuring the agreement (cross-purchase vs. entity purchase)
- Determining fair business valuation methods
- Choosing appropriate coverage for each owner
- Reviewing and updating the plan as your business grows
We simplify the complex—and protect what you’ve built.
📈 When to Act
If you co-own a business and don’t have a plan for what happens if a partner dies or becomes disabled—now is the time to fix that.
📞 Let’s Talk
A handshake agreement isn’t enough. Let’s put something real in place.
👉 Schedule a Free Review or call 904-295-8498.