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Financial Planning

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Change Your Mindset; Up Your Money Game

By changing our mindset and adopting positive financial habits, we can pave the way for financial success. Remember, learning is a lifelong journey, and every piece of financial knowledge brings
you one step closer to financial freedom.

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The Biggest Financial Secret I’ve Learned

Thanks to my Dad, I’ve long prided myself on being tuned into all things financial. He was a great stock picker and real estate investor and I’d like to think a tiny bit of that rubbed off. But when it came to life insurance, I did what most people do: buy a term policy and forget it. The only problem with term is that 99 percent of all term policies lapse without paying a claim. This is good because you’re still alive, but the cost of replacing a term policy expiring when you’re a senior is breathtakingly prohibitive. Knowing what I know now, I would have opted for a whole life Indexed Universal Life (IUL) insurance plan. Here’s why.