Medicare Advantage Plans—also known as Part C—are an all-in-one alternative to Original Medicare. These plans are offered by private insurers and often include medical, hospital, and prescription drug coverage—plus extras like dental, vision, hearing, and even fitness benefits.
Sound confusing? Don’t worry. We make it simple.
💡 Comprehensive protection, all in one plan.
✅ What You Get with a Medicare Advantage Plan
- Hospital (Part A) and Medical (Part B) coverage
- Often includes Prescription Drug Coverage (Part D)
- May include extras like:
- Dental exams and cleanings
- Vision and eyeglasses
- Hearing aids
- Gym memberships or wellness perks
- An out-of-pocket spending cap, unlike Original Medicare
🧭 How Medicare Advantage Works
- You still enroll in Medicare Parts A & B
- You choose a Medicare Advantage Plan from a private insurer
- Your care is coordinated through a provider network (HMO or PPO)
- You may need referrals for specialists in some plans
- You pay one combined monthly premium (often as low as $0)
Bottom line: It bundles your Medicare coverage into one plan—often with extra benefits and cost protection.
🔍 Is Medicare Advantage Right for You?
It could be a good fit if:
- You like the convenience of all-in-one coverage
- Your doctors are in-network
- You’re looking for extra benefits like dental and vision
- You want predictable costs with an annual maximum out-of-pocket
🚩 Potential Drawbacks to Know
- Network restrictions—some plans require you to see only certain doctors
- May require referrals to see specialists
- Benefits and costs can vary widely by location and plan
That’s why choosing the right plan matters.
👥 How We Help
We guide you through:
- Comparing Advantage plans in your ZIP code
- Checking your doctors, prescriptions, and preferred hospitals
- Reviewing drug coverage and potential out-of-pocket costs
- Avoiding penalties or gaps in care
You’ll walk away confident—and covered.
📞 Let’s Talk Medicare
Choosing the wrong plan could cost you more in the long run.
Let us help you choose confidently.
👉 Schedule a Free Medicare Review or call 904-295-8498.